Checking Every Wealth Management Box
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Customizable to every investor
Improve operating efficiency
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The table below identifies the differences between Target-date funds (TDFs)
and SIIMPL’s customized target-date investing.
Topic/Issue |
TDF |
Explanation |
SIIMPL |
Explanation |
|---|---|---|---|---|
| Customized liquidation date | No | Structured in 5-year increments | Yes | Customized to investor’s desired month and year |
| Personalized risk management | No | One size fits all | Yes | Customized to each investor’s needs |
| Defined benefit outcome | No | Not available, no control | Yes | Establish Asset Liquidation Goals (ALG) and manage accordingly |
| Manage to each investor’s needs | No | Not available, no control | Yes | Customized to each investor’s liquidation goal, risk tolerance and time horizon |
| Personalized stock allocation | No | Same allocation for everyone | Yes | 7 investment strategies that generate a multitude of personalized allocations. |
| Ability to easily update at any time | No | Not available, no control | Yes | Update instantaneously at any time, i.e. daily, monthly, quarterly, etc. |
| Customizable holding periods | No | Not available, no control | Yes | Easily establish duration money is held in each strategy |
| Structure payouts in phases | No | Not available, no control | Yes | Up to 6 phases allowing different # of years and % of assets dedicated to each phase |
| Ability to plan for inflation | No | Not available, no control | Yes | Inflation offset can be easily included |
| Reinvest into own fund company | Yes | Use proprietary investments | No | Diversify across multiple fund families |
| Investor focused | No | Investment company focused | Yes | Customized to each investor’s desire, needs, and/or goals. |
Regain Your Peace of Mind
Investing includes risk. Fortunately, SIIMPL mitigates two
of the most prominent forms of risk so investors and
advisors can rest a little bit easier.
Market Risk
SIIMPL systematically transitions assets from stocks to bonds on a customized glidepath for each investor, thus mitigating the short-term stock market risk on assets intended to be liquidated in the near future.
Inflation Risk
SIIMPL allocates assets into stocks with a longer time horizon to average but the highs and lows of the stock market with the goal of outpacing inflation.
Planning and Benchmarking
SIIMPL provides easy-to-read, comprehensive reports that track an investor’s financial progress.
Compare actual investment performance against hypothetical outcomes
to ensure investors are prepared for what lies ahead.